FinTech app development

Custom FinTech software development

Drive innovation and foster business growth with custom-made FinTech solutions

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FinTech app developmentFinTech app development
BNP
SBAB
Nextbank
monetas
mBank

Overcome the barriers between your customers and the most advanced financial technology

01

Automate financial processes

Incorporate AI, machine learning and deep learning into your banking systems to monitor user transactions, present on-time customised recommendations and provide a high level of security for your customers’ credit loans and limits.

02

Support your customers on the whole line

Reinforce your customer support teams with fully digitalised and automated FinTech solutions. Personalise offerings, forecast user activities, enable payment processing services and respond instantly to all customer queries.

03

Provide an elevated level of data security

Apply blockchain technology to your organisation to ensure user data security. Add advanced FinTech solutions such as biometric verification or two-factor authentications to improve payment ease.

04

Evaluate fraud risk in advance

Over 46% of financial organisations have reported fraud or other economic crimes in the last 24 months. Strengthen your systems with real-time fraud detection and prevention solutions with AI algorithms.

05

Receive a single source of truth for gathered data

Back up all your business and development decisions with factual data. The most advanced technology lets you report and analyse recurring market insights and trends to foster innovation.

06

Ensure frictionless omnichannel user flow

Improve the operational effectiveness of each communication channel with contactless payments and instant money transfers. Reduce costs, synchronize real-time data for the comfort and safety of your financial clients and stop them from switching to your competitors.

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Explore FinTech development

Discover a range of custom FinTech software development services by Miquido.

Change how people do banking by creating solutions like Cloud Core Banking or banking-as-a-service (BaaS) from scratch. Craft user-focused applications such as digital wallets, AML and KYC solutions with our banking development services. Implement custom Machine Learning features and Data Science solutions to increase revenue with a long-term data-based strategy.

Cloud core and banking software development

Cloud core and banking software development

We mix cutting-edge technology with years of expertise in building customisable, ready-to-market banking and lending platforms.

A user-centred approach and high usability come as a priority when the solution must serve thousands of users. Our team delivers tailored financial applications such as web and mobile trading platforms, investment applications, stock exchange apps or advanced savings calculators, built to meet business needs and maintain top-notch industry standards.

Financial software development

Financial software development

Top-level security is crucial when lots of sensitive data is involved, and large sums of money are processed.

There are several ways to gain the trust of your customers. You can go for an excellent, user-centred mobile application or choose a dedicated solution to smoothen things out on the business side. We can take care of both. Our team specialises in custom insurance application development, done with human-centred design in mind, and answering business challenges at the same time. We implement Artificial Intelligence solutions for insurance, such as voice assistants and chatbots, to help you gain a competitive edge and boost customer service standards.

Insurance software development

Insurance software development

The InsurTech sector is all about top-notch customer service.

We have an entire team ready to take on your fintech web and mobile challenge! Bring digital solutions closer to your customers and business clients by conducting discovery workshops and consulting our fintech app developers and R&D experts on all stages of your fintech app development. Quickly visualise your ideas with prototypes and test diverse UX and UI solutions. erships are long terms and last on average 5 years – even though we are big fans of MVPs.

FinTech product discovery and UX design

FinTech product discovery and UX design

Most of our client partLet us support you from the very first moments and partner with your team during the financial app development process.

Build new features from scratch and use customised managerial solutions. Incorporate Flutter and achieve a smooth, native-like app experience with Miquido’s team of cross-platform experts or entrust native frameworks for your financial mobile app development. Our experience lets us develop strategic elements even for a newly established digital bank, such as credits and saving features, Crypto Wallets or Buy Now, Pay Later (BNPL) and more.

Full-scope mobile app development for FinTech

Full-scope mobile app development for FinTech

Take advantage of our absolute fluency in Kotlin, Swift, Xamarin and Flutter frameworks and expertise in comprehensive project management.

Choose from tailored FinTech solutions that optimise financial operations and engage users seamlessly.

Cloud core and banking software development

Cloud core and banking software development

We mix cutting-edge technology with years of expertise in building customisable, ready-to-market banking and lending platforms.

Change how people do banking by creating solutions like Cloud Core Banking or banking-as-a-service (BaaS) from scratch. Craft user-focused applications such as digital wallets, AML and KYC solutions with our banking development services. Implement custom Machine Learning features and Data Science solutions to increase revenue with a long-term data-based strategy.

Financial software development

Financial software development

Top-level security is crucial when lots of sensitive data is involved, and large sums of money are processed.

A user-centred approach and high usability come as a priority when the solution must serve thousands of users. Our team delivers tailored financial applications such as web and mobile trading platforms, investment applications, stock exchange apps or advanced savings calculators, built to meet business needs and maintain top-notch industry standards.

Insurance software development

Insurance software development

The InsurTech sector is all about top-notch customer service.

There are several ways to gain the trust of your customers. You can go for an excellent, user-centred mobile application or choose a dedicated solution to smoothen things out on the business side. We can take care of both. Our team specialises in custom insurance application development, done with human-centred design in mind, and answering business challenges at the same time. We implement Artificial Intelligence solutions for insurance, such as voice assistants and chatbots, to help you gain a competitive edge and boost customer service standards.

FinTech product discovery and UX design

FinTech product discovery and UX design

Most of our client partLet us support you from the very first moments and partner with your team during the financial app development process.

We have an entire team ready to take on your fintech web and mobile challenge! Bring digital solutions closer to your customers and business clients by conducting discovery workshops and consulting our fintech app developers and R&D experts on all stages of your fintech app development. Quickly visualise your ideas with prototypes and test diverse UX and UI solutions. erships are long terms and last on average 5 years – even though we are big fans of MVPs.

Full-scope mobile app development for FinTech

Full-scope mobile app development for FinTech

Take advantage of our absolute fluency in Kotlin, Swift, Xamarin and Flutter frameworks and expertise in comprehensive project management.

Build new features from scratch and use customised managerial solutions. Incorporate Flutter and achieve a smooth, native-like app experience with Miquido’s team of cross-platform experts or entrust native frameworks for your financial mobile app development. Our experience lets us develop strategic elements even for a newly established digital bank, such as credits and saving features, Crypto Wallets or Buy Now, Pay Later (BNPL) and more.

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Our expertise

See our mobile applications

Discover our client success stories. See the challenges we overcame
and the solutions that led to exceptional business results.

Here’s what
our clients say

Top-notch software, award-winning design, revolutionary mobile apps. Listen to our clients and discover what’s possible for you.

See our portfolio
sbab
sbab
“Flexible with their approach. They are able to adapt to our preferences and work independently without having to involve us in all the details.”

Kristoffer Namark

Product Manager @ SBAB

bnp
bnp
“They’re very goal-oriented, actively looking for solutions to every challenge. The team is collaborative but still low-maintenance.”

Piotr Paraska

Senior Project Manager @ BNP Paribas

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Frequently Asked Questions

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How much does it cost to build a FinTech app?

A financial app, also called a FinTech app, is a software solution developed with the aim of managing and optimising various financial processes. Those can include digital banking, personalised money management, market investments, insurance activities, and many other different operations. The popularity of financial apps has risen significantly in recent years as mobile banking has become the new norm, and the FinTech app industry is only predicted to continue to expand in the near future.

How much does a FinTech app cost?

The cost of your fintech app can vary depending on numerous factors, some of which will impact the final price more than others. The basic questions that will help to estimate the cost of your project are:

• How complex is the app idea?
• What features do you want the app to have?
• Which technology stack should be used to build your app?

To give you a little of an estimate, looking at average rates for leading software houses in Central Europe, one man-day (MD) costs around 530 USD. Considering that 1 month of developing the MVP project would cost a minimum of 53 000 USD for one platform (iOS or Android or just a web app, the cost does not include the UX/UI designs). The team consisted of iOS or Android Frontend, Backend developer, Project Manager, and QA would need around 3 months to deliver a fully functional MVP. However, please keep in mind that the final quote can vary depending on your specific needs and technology requirements.

Unsure of your financial app features requirements, technology stack and the final FinTech app development costs?
Consult our experts We will advise you on what’s best for your unique financial product idea.

Which programming language is best for fintech?

The most commonly used language in banking app development is Java, which has been the preferred option by the fintech industry for over two decades. Mobile banking apps for Android are most often developed using either Java or Kotlin, which is considered to be the more modern solution, while Swift is used for iOS. However, after developing a successful Flutter fintech app for one of our enterprise clients from Asia, we are confident that Flutter also creates unprecedented opportunities to build comprehensive, feature-rich fintech and banking mobile apps.

What are the applications of AI in fintech?

Throughout recent years, AI has helped to automate and optimise many banking processes. For one, Artificial Intelligence plays a huge role in ensuring transaction safety and preventing credit card fraud thanks to thorough AI-based customer behaviour analysis. Banks can also perform loan risk assessments more efficiently by using AI to examine the data about potential loan recipients and pinpoint the associated risks. A massive benefit of using AI in banking comes from virtual assistants and chatbots that can significantly improve customer service while reducing the need for phone calls and personal visits at the bank. Thanks to AI, banks can also upgrade customer experience by recommending services to users based on their behaviour.

Custom vs. pre-made fintech app: which one is better?

As with most such questions, analysing a company’s particular business needs is the key to a clear answer. Many companies would be perfectly satisfied with an out-of-the-box solution. However, if you’re looking for a unique, scalable product, then custom app development is the way to go.

Pre-made fintech apps have one major asset on their side, which is a significantly lower cost. However, you have to consider that pre-made solutions have major drawbacks regarding scalability and customisation. And when it comes to additional costs along the way, a custom solution may actually prove to be the cheaper choice in the long run. Custom app development allows you to stay ahead of the competition as it offers the possibility of making various changes and adding multiple new features.

What are the benefits of outsourcing fintech software development?

Outsourcing a FinTech software development company like Miquido means more than just dealing with an experienced vendor in the financial and insurance sectors. Our experience shows that most of our clients win real partners for long-lasting projects and all-time consultants specialising in developing financial software for enterprises, scaleups and startups. We can provide them with constant support from a technical perspective as well as possibilities to optimise and enhance their mobile apps and web in terms of user experience, design trends and digital innovation.

Haven’t you found the answers?

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Partner with us for a digital journey that transforms your business ideas into successful, cutting-edge solutions.